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Germany Newcomer Bible

Your personalized guide to handle every step of your move to Germany.

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Arrival

  1. Choosing Germany and Setting Expectations
  2. Pre-Arrival Documents and Preparation
  3. Money, Budget and Financial Landing Plan
  4. Your First 72 Hours
  5. First Two Weeks
  6. First Month
  7. The First 90-Day Review

Visa, registration & documents

  1. Anmeldung, Address and Moving
  2. Tax ID and Personal Administrative Identity
  3. Residence Permits and Immigration Status
  4. Understanding German Authorities
  5. Forms, Appointments, Deadlines and Bescheide
  6. Appeals, Complaints and Escalation
  7. Digital Services, Online Identity and Security

Housing

  1. Finding an Apartment
  2. Rental Contracts and Tenant Responsibilities
  3. Moving In, Utilities and Household Setup
  4. Waste Separation, Recycling and Household Rules
  5. Sundays, Public Holidays, Noise and Neighbours

Money, banking & tax

  1. Money, Budget and Financial Landing Plan
  2. Opening and Using a Bank Account
  3. Contracts, Subscriptions and Cancellation
  4. Consumer Protection and Scams
  5. Gross Salary, Net Salary and Payslips
  6. Tax Return and ELSTER
  7. Privacy, SCHUFA and Personal Data
  8. Budgeting, Saving and Emergency Funds
  9. Investing, Retirement and Financial Decisions

Insurance & health

  1. Social Insurance System
  2. Pensions and Long-Term Financial Planning
  3. Health Insurance
  4. Doctors, Specialists and Healthcare Navigation
  5. Insurance Beyond Health

Work

  1. Employment Contracts and Starting a Job
  2. German Workplace Culture
  3. Leave, Sick Leave, Working Time and Boundaries
  4. Changing Jobs, Unemployment and Career Development

Family & education

  1. Family Reunification and Family Administration
  2. Childcare, Kindergarten and School
  3. Kindergeld, Family Benefits and Family Budgeting

Getting around

  1. Public Transport and Deutschlandticket
  2. Driving Licence and Vehicle Registration
  3. Road Rules, Parking, ZTL and Fines

Daily life & culture

  1. Shopping, Supermarkets, Pfand and Everyday Services
  2. German for Absolute Beginners
  3. German for Authorities, Doctors and Work
  4. Phone Calls, Letters and Written German
  5. German Culture, Social Life and Integration
  6. The Newcomer Master Toolkit and Annual Operating System

From arrival to settling in — we've got you covered!